Total Cost Of Credit vs Monthly Payments

Posted on: 09 October, 2004

Author: David Wilding

... read a press release the other day which points to the fact we need to be very careful with our ... The subject of the release was home ... A company was ... the availab I read a press release the other day which points to the fact we need to be very careful with our finances. The subject of the release was home mortgages. A company was announcing the availability of 40 year mortgages for its customers. The stated purpose was to lower the monthly payments to make buying a home more affordable.Whenever I hear the phrase “more...

DAY TRADING IN CYPRUS

Posted on: 26 August, 2004

Author: Andy George

DAY TRADING IN ... Andy ... the time it takes to read the first ... of this article, a number of ... across Cyprus will have hit a button on their computer keyboard and bough DAY TRADING IN CYPRUSBy: Andy George  In the time it takes to read the first paragraph of this article, a number of investors across Cyprus will have hit a button on their computer keyboard and bought a batch of shares using an online dealing service.  By the time you have read it to the end, those same investors may have had another peak at the...

Actuary.Net Actuarial News Site Announced

Posted on: 17 August, 2004

... is proud to announce the creation of the ... first global ... news source at ... . Designed in a daily blog format, it includes public press releases about actuari Actuary.NET is proud to announce the creation of the industry’s first global actuarial news source at www.actuary.net . Designed in a daily blog format, it includes public press releases about actuaries who have switched employers or been promoted.It also provides daily actuarial professional news -- these include actuarial exam changes, long-range actuarial society plans and many others. Additionally, there are employment-related discussions and a variety of references to actuaries...

Making Outsized Returns in the Stock Market - Using the Dow Theory (Part II)

Posted on: 14 August, 2004

Author: Henry To, CFA

The Dow Theory as ... by Richard Russell Friends of mine know that I am a genuine "fan" and student of the Dow Theory. I have read past writings by Charles H. Dow, William P. Hamilton and Rob Article Tags: Richard Russell, Bull Market Source: Free Articles from ArticlesFactory.com

9 Ways To Outsmart An Identity Thief

Posted on: 10 August, 2004

Author: Andrew Obremski

Identity theft ... are ... to say the least. And it's not going to get better any time soon. But there is no need for you to become a ... Here is what you can do to avoid identity Identity theft statistics are shocking, to say the least. And it's not going to get better any time soon. But there is no need for you to become a statistic. Here is what you can do to avoid identity theft.1. If your mail box doesn't have a lock yet, put one on.If you had any official letters missing recently from your...

Return On Investment Guidelines

Posted on: 28 July, 2004

Author: William Cate

Return On Investment GuidelinesBy William CateJuly 2004[http://home.earthlink.net/~beowulfinvestments/][http://home.earthlink.net/~beowulfinvestments/globalvillageinvestmentclubwelcome/]Investment rew... Return On Investment GuidelinesBy William CateJuly 2004[http://home.earthlink.net/~beowulfinvestments/][http://home.earthlink.net/~beowulfinvestments/globalvillageinvestmentclubwelcome/]Investment reward should be a function of speculation risk. The investor's goal should be to have a reward that is a multiple of his risk.Breakeven ROI For Startup CompaniesIf an angel investor is considering financing a local startup company, he needs a sevenfold Return on Investment (ROI) to breakeven. The simple reason is the U.S. Small Business Administration will tell anyone that only 15% of startup local companies succeed.Thus, 7 X 15 = 105%, just over the breakeven point for his original investment. In my way...

R&D Alternatives

Posted on: 28 July, 2004

Author: William Cate

R&D AlternativesBy William CateJuly 2004[http://home.earthlink.net/~beowulfinvestments/][http://home.earthlink.net/~beowulfinvestments/globalvillageinvestmentclubwelcome/]Bill Gates purchased DOS. He ... R&D AlternativesBy William CateJuly 2004[http://home.earthlink.net/~beowulfinvestments/][http://home.earthlink.net/~beowulfinvestments/globalvillageinvestmentclubwelcome/]Bill Gates purchased DOS. He didn't develop it. He spent no R&D dollars to own it. DOS is the foundation of the Microsoft dominance of the PC and Net Markets.R&D is the Black Hole of investment. R&D takes millions of dollars of expansion capital from any company. It rarely produces anything of value. Focusing on R&D is a sure path to bankruptcy.There's a Better WayIt's out there. Find it. Most High Tech companies are trying to reinvent the wheel. It may cost less to reinvent the...

How to Fax the Credit Bureaus For Faster Credit

Posted on: 06 July, 2004

Author: L. K. Hughes

Insider ... How To Stay in the Credit Bureau's Good ... of the credit bureaus have opened up their fax lines, (namely, Equifax and ... but only to select ... those Insider Etiquette: How To Stay in the Credit Bureau's Good GracesSeveral of the credit bureaus have opened up their fax lines, (namely, Equifax and Transunion) but only to select consumers--only those a recent "confirmation number" or tracking number from a current credit report. In our ebook "Improve Your Credit Score In 24 Hours" we give you the fax numbers that credit bureaus keep secret. Since January 2003, we've sold...

Bootstrapping Your Company to Success

Posted on: 02 July, 2004

Author: William Cate

Bootstrapping Your Company to SuccessBy: William CatePublished August 1998[http://home.earthlink.net/~beowulfinvestments/] [http://home.earthlink.net/~beowulfinvestments/globalvillageinvestmentclubwe... Bootstrapping Your Company to SuccessBy: William CatePublished August 1998[http://home.earthlink.net/~beowulfinvestments/] [http://home.earthlink.net/~beowulfinvestments/globalvillageinvestmentclubwelcome/]Often, service-oriented businesses can bootstrap themselves tosuccess. Bootstrapping is a policy of reinvesting all the money a companyearns into the growth of that company. The owner may not draw a salary forawhile. It's a process that can take 3 or 4 years. At the end of that time,the owner has a debt-free business and recovers his recovers their unpaidtime from the profits the business now earns.Over the years, I've developed about a dozen businesses using abootstapping strategy. Here's an example. My...

International Business Corporations

Posted on: 02 July, 2004

Author: William Cate

International Business Corporations (IBCs)By William CatePublished October 1999[http://home.earthlink.net/~beowulfinvestments [http://home.earthlink.net/~beowulfinvestments/globalvillageinvestmentclub... International Business Corporations (IBCs)By William CatePublished October 1999[http://home.earthlink.net/~beowulfinvestments [http://home.earthlink.net/~beowulfinvestments/globalvillageinvestmentclubwelcome/]Most American Multinational Corporations operate outside the Statesas an IBC. If you call their export division, you'll find that you aretalking to someone in Zurich or Nassau. The reason is that using an IBC tosell their products or services overseas saves the company on taxes.Had the 19th Century founders of these icons of American Industryforeseen the 20th Century Western tax revolution, Switzerland would havebeen the home of American industry. Since WWII, Swiss Tax legislation makes Switzerland a poor choice for an IBC. But,...